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Posted in Frugal Living

5 Ways to Save Money and Keep Your New Year’s Resolution

5 Ways to Save Money and Keep Your New Year’s Resolution

Now that the holidays are behind us, it is likely that you’ve seen a rise in advertisements for gym memberships and weight loss programs. Yet, while all of these programs may sound like they have the perfect solution for shedding those extra unwanted holiday pounds, they also all cost money – meaning that you’re probably going to lose more than just pounds and inches every month if you sign up.

The good news is that there are a number of ways to lose weight without having to lose anything from your wallet. It will just take a bit more discipline – along with some creativity to make your workouts more fun and exciting and your meal plan enticing.

Create Your Own Workout Program

If you’ve ever watched television – especially late at night – you would be hard pressed not to have seen at least a few workout programs being advertised. These can range from hard core “get ripped” situations to dancing the pounds away – and just about anything in between.

But the truth is, if you maintain a regular exercise program, your body is likely to lose calories – regardless of whether you’re jogging through the neighborhood or stepping to the latest $99 DVD set.

Therefore, take some time and do a bit of research. Doing so can help you to determine the workout plan that is best for your particular age, body type, and specific weight loss goals. Oftentimes, you can even find printable charts online that are available for free once you’ve come up with the right workout for you.

Recruit a Team

Doing anything difficult is always a little easier when you have support from others – or at least it seems that way. With so many people setting resolutions to shed a few pounds, it is likely that you have friends, neighbors, or even family members who are in the same boat.

With that in mind, why not form a team that walks, works out, and dines together at set times during the week. This will help everyone to stay on track, as well as to motivate each other when the going gets tough. A team of friends is one of the essential components of a weight loss plan. Working in a group situation and being accountable to others will also make you less likely to give up on your goals too soon.

Plan Your Meals Wisely

By simply planning your meals, you can save a great deal of money, while at the same time losing weight. If you assume even just a cost of $10 per day having lunch out, that’s $300 per month. Rather, if you take your lunch to work or eat at home, that $300 per month will save you a total of $3,600 per year.

If you add to that savings a more healthy choice in food items, you are also likely to shed a few calories along the way. One of the best ways to plan your meals is to use a meal planner where you sit down and determine what you will prepare at the beginning of each week. This will in turn, help you in planning out how leftovers will be used as well.

Chew Gum

When you get that afternoon hunger pang, don’t reach for that bag of cookies from the vending machine – instead, chew a piece of gum! Doing so can help you to satisfy your craving for a sugary snack, while at the same time keeping you from gaining all of the extra added calories that the cookies would bring.

Drink More Water

Believe it or not, drinking more water can actually help you to lose weight and save money, all at the same time. Certainly, drinks such as soda, juice, and coffee can be both expensive and full of calories – and they can also be hard on the wallet. By sticking to drinking at least 8 glasses of tap water (not the costly bottled water), you will save money, and fill yourself up, avoiding the need to snack as well.

While chewing gum and drinking water may not be nearly as tasty as soda or cookies, the real excitement will come when you notice how quickly the weight comes off – while at the same time, keeping your wallet fat and happy!

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